Sustainable, Responsible & Ethical Investing, what does it mean? We are all being encouraged to consider the decisions that we make and how we can improve the state of our planet for future generations, whether it be using less plastic or cycling to work, but perhaps this should also apply to our investment decisions. Whilst…
DetailsThe introduction to “flexible pensions” has increased the worry of running out of money in retirement. People are living longer, with the average life expectancy for a woman from birth, based on 2014-2016 statistics, being 82.9 years old, and the average life expectancy for a man from birth, based on 2014-2016 statistics, being 79.2 years…
DetailsConsidering the death of a loved one isn’t a conversation many would like to think or talk about; however, it can be an important one. Losing someone – especially a spouse or partner, can have a huge impact on the family finances if you are not prepared for it. It could mean having to rely…
DetailsWe are very pleased to announce Beccles Cycle for Life is back for 2019! The event will take place on Sunday May 12th 2019 at 10am; participants will be setting off from Sir John Leman High School. The event is run by the Rotary Club of Beccles, with profits from the event split between the Rotary Club…
DetailsYou have worked for most of your life and paid your taxes, so it seems all too unfair to be taxed again when you die, however, simply by taking professional advice and planning ahead, there are ways to mitigate your potential inheritance tax bill. As financial advisers we are often asked about inheritance tax, “how…
Details“Diversification – spreading your money between different kinds of investments (called ‘asset classes’) and different kinds of investment product – helps reduce the risk of your overall investments (referred to as your ‘portfolio’) under-performing or losing money”.– The Money Advice Service. Markets and global news can affect the performance of your investments in both positive…
DetailsDo you need income protection? “Each year one million people suddenly find themselves unable to work due to serious illness or injury. 10.8 million households, more than 60% of working families, would see their income fall by more than one third if the main earner had to stop work due to ill health, and they…
DetailsPeople now have more options and flexibility when it comes to their retirement plans, but making the wrong choice could prove costly. The once rigid pension drawdown rules may have been relaxed but confusion is rife. As a result, there is growing concern that many people are ill informed and won’t appreciate the implications of…
DetailsOne of the most common questions people ask when you bring up the topic of financial advice is: “What do financial advisers do?” A good way to understand the role of an IFA is to compare the way you manage your money with the way you look after your car. Most of us can sort…
DetailsA date for the diary We are pleased to announce Beccles Cycle for Life is back for another year! The event will take place on Sunday May 13th 2018 at 10am; participants will be setting off from Sir John Leman High School. The event is run by the Rotary Club of Beccles, with profits from…
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